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Nation’s Housing Slump Will Drag Economy

A deepening housing slump probably will be a “significant drag” on U.S. economic growth into next year and it will take time for Wall Street to fully recover from a painful credit crisis, Federal Reserve Chairman Ben Bernanke warned.

Bernanke once again pledged last week to “act as needed” to help financial markets — which have suffered through several months of turbulence — function smoothly and to keep the economy and inflation on an even keel.

“Conditions in financial markets have shown some improvement since the worst of the storm in mid-August, but a full recovery of market functioning is likely to take time, and we may well see some setbacks,” Bernanke said in a speech to the New York Economic Club. A copy of his remarks was made available in Washington.

It was Bernanke’s most extensive assessment of America’s current economic situation since the August turmoil unhinged Wall Street.

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The ultimate implications of the credit crunch on the broader economy, however, remain “uncertain,” the Fed chief said.

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