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Lincoln Financial’s 4Q glows red

Philadelphia’s Lincoln Financial Group, with Hartford operations, was saddled with life insurance writedowns and landed in the red in the fourth quarter.

For three months ended Dec. 31, Lincoln lost $514 million, or $1.73 a fully diluted share, compared to net income of $196 million, or 60 cents a share, a year ago.

For the full year, Lincoln netted $290 million, or 92 cents a fully diluted share, down from $812 million, or $2.54 a share, netted in 2010.

Known more formally as Lincoln National Corp., it sells individual annuities, life insurance and retirement plans.

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