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Acquisition costs push SI Financial into the red

SI Financial, the Windham parent of Savings Institute Bank & Trust, reported a loss of $60,000 in its second quarter, which it attributed to costs associated with the pending acquisition of a Rhode Island bank.

The 1-cent-per-share loss compares to a profit of $670,000, or 7 cents per share, in the second quarter of 2012. For the first half of the year, the lender is down $137,000.

Excluding $209,000 in costs related to the pending deal with Newport Bancorp., SI said it would have profited $151,000 during the second quarter.

Net interest income dipped 4 percent during the quarter due to lower rates on securities and loans, while noninterest income fell $200,000 to $2.1 million due to drops in wealth management and trust fees.

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Total assets decreased $4.4 million, or 0.5 percent, during the quarter to $948.8 million.

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